Online Solicitor Appointments Secure Face to Face Video Calls Rapid Turnaround Transparent Fixed Fees
Independent Legal Advice Services
If you have been informed that you require Independent Legal Advice in order to complete your mortgage, guarantee, loan or financial transaction, Briton Solicitors is here to assist. We provide professional Independent Legal Advice services for clients throughout the United Kingdom through secure video consultations and office appointments.
Independent Legal Advice from just £150 Including VAT— Fixed fee, no hidden charges
What we cover
Independent Legal Advice Services
Briton Solicitors provides Independent Legal Advice for a wide range of lender and property finance transactions including:
Buy to Let Mortgages
From £150 inc. VAT
Joint Borrower Sole Proprietor
From £150 inc. VAT
Bridging Finance
From £150 inc. VAT
Occupier Consent
From £150 inc. VAT
Gifted Deposit
From £150 inc. VAT
Change of Ownership
From £150 inc. VAT
Transfer of Equity
From £150 inc. VAT
Deed of Subordination
From £150 inc. VAT
Business Loan Guarantees
From £150 inc. VAT
Personal Guarantees
From £150 inc. VAT
Second Charge Loans
From £150 inc. VAT
Third Party Borrowing
From £150 inc. VAT
Director Guarantees
From £150 inc. VAT
Property Development Finance
From £150 inc. VAT
Commercial Loan Agreements
From £150 inc. VAT
About our service
Professional ILA Throughout the UK
Our solicitors regularly advise clients on mortgages, personal guarantees, business finance agreements and property transactions where lenders require separate independent legal advice before funds can be released.
At Briton Solicitors, we understand that arranging a mortgage or business loan can already feel stressful and time sensitive. Our aim is to make the process efficient, straightforward and professionally managed while ensuring every client fully understands the legal implications, responsibilities and financial risks involved before signing any documentation.
Our consultations are confidential, independent and designed to comply with lender requirements while providing clients with practical legal guidance in clear and simple language.
Pricing
Transparent Fixed Fee Pricing
Clients are provided with a clear fixed fee quotation before booking their appointment. Fees may vary depending on the complexity of the transaction, lender requirements and urgency involved.
| Service | Starting Fee |
|---|---|
| Occupier Consent | £150 Including VAT |
| Gifted Deposit Advice | £150 Including VAT |
| Buy to Let Mortgage Advice | £150 Including VAT |
| Joint Borrower Sole Proprietor | £150 Including VAT |
| Bridging Finance | £150 Including VAT |
| Second Charge Loan | £150 Including VAT |
| Business Loan Guarantee | £150 Including VAT |
| Transfer of Equity | £150 Including VAT |
| Commercial Finance Matters | Quoted Depending on Complexity |
Legal background
Why Lenders Demand Independent Legal Advice
Royal Bank of Scotland v Etridge
Following this landmark case, lenders are now required to ensure that individuals entering into guarantees, mortgages or financial arrangements fully understand the legal and financial consequences before signing any documents.
This commonly applies where a person is guaranteeing another individual’s borrowing, entering into a mortgage arrangement that financially benefits another party or providing security for a loan.
At Briton Solicitors, our role is to explain the nature and legal effect of the documentation clearly and in plain English. We ensure clients understand the practical implications of signing the agreement, including the possibility of financial liability, repossession proceedings or bankruptcy in serious circumstances.
We also ensure that every client is signing the documentation freely and without pressure or undue influence from any third party. Identity verification procedures are carried out to protect against fraud and comply with lender requirements.
What Is the Concern for the Lender
From the lender’s perspective, Independent Legal Advice acts as an important legal safeguard. Without proper legal advice, a borrower or guarantor may later argue that they did not understand the agreement or were pressured into signing the documents.
The Independent Legal Advice certificate issued by the solicitor provides reassurance to the lender that the individual entered into the agreement willingly, understood the financial implications and received proper legal advice before signing.
How it works
Our Process
A fast, secure and professional process designed to meet the speed of modern mortgage and finance transactions.
01
Instruction & Document Review
Once you contact our team, we request the lender documentation or legal pack directly from you or your broker for immediate review.
02
The Consultation
Appointments can take place face to face at our office or remotely through secure video platforms such as Zoom, Microsoft Teams or WhatsApp.
03
Witnessing & Signing
The solicitor explains the documentation in detail, discusses financial risks and answers your questions. We then witness your signature and issue the ILA certificate.
04
Completion
Signed documents returned to the lender, broker or acting solicitors through secure email or post to avoid delays in the transaction.
Why us
Why Choose Briton Solicitors
Professional, regulated and experienced in Independent Legal Advice matters across the United Kingdom.
Fast turnaround
Appointments available within 24 to 48 hours for urgent ILA matters.
Transparent fixed pricing
No hidden charges or unexpected hourly costs. Fixed fees from £150 inc. VAT.
Nationwide coverage
Appointments available across the whole of the United Kingdom.
Secure remote consultations
Zoom, Microsoft Teams or WhatsApp — convenient from anywhere in the UK.
SRA regulated practice
Fully regulated, professional and confidential legal guidance you can trust.
Lender experience
Familiar with major UK banks and specialist lenders including Barclays, HSBC and NatWest.
Efficient communication
Direct communication with lenders, brokers and solicitors to avoid delays.
Confidential service
Every consultation is independent, private and professionally managed.
Our network
Lenders We Frequently Work With
We deal with all the lenders below… and many more!
Barclays HSBC NatWest Santander Halifax Nationwide TSB Virgin Money Metro Bank Kent Reliance Leeds Building Society Shawbrook Bank Together Aldermore Bank Paragon Mortgages Precise Mortgages Skipton Building Society Royal Bank of Scotland Scottish Widows Bank Coventry Building Society Birmingham Bank Bath Building Society First Direct Yorkshire Building Society West One Loans United Trust Bank Pepper Homeloans Kensington Mortgages Foundation Home Loans Fleet Mortgages & many more
FAQs
Frequently Asked Questions
Common questions about Independent Legal Advice.
Can I use the same solicitor as the borrower?
No. Independent Legal Advice must be provided by a separate solicitor who is not involved in the main mortgage or loan transaction and who has no conflict of interest.
What happens if I do not obtain Independent Legal Advice?
Most lenders will refuse to release funds until Independent Legal Advice has been completed and the required solicitor certificate has been provided.
Do you provide Independent Legal Advice for Transfer of Equity matters?
Yes. We regularly advise clients involved in Transfer of Equity transactions where one party is being added to or removed from a property title.
How quickly can an appointment be arranged?
In many cases, appointments can be arranged within 24 to 48 hours depending on availability and lender requirements.
Can the appointment be completed remotely?
Yes. Many lenders accept secure video consultations, allowing clients to complete the process conveniently from anywhere within the United Kingdom.
What documents will I need for the appointment?
Clients are usually required to provide photographic identification, proof of address and copies of the lender or mortgage documents before the consultation.
Book an Appointment Today
If you require Independent Legal Advice for a mortgage, guarantee, property transaction or business finance arrangement, Briton Solicitors is ready to assist. Contact us today and move forward with confidence.
