Secure Face to Face Video Calls
Rapid Turnaround
Transparent Fixed Fees
Independent Legal
Advice Services
If you have been informed that you require Independent Legal Advice in order to complete your mortgage, guarantee, loan or financial transaction, Briton Solicitors is here to assist. We provide professional Independent Legal Advice services for clients throughout the United Kingdom through secure video consultations and office appointments.
Independent Legal Advice Services
Briton Solicitors provides Independent Legal Advice for a wide range of lender and property finance transactions including:
Professional ILA Throughout the UK
Our solicitors regularly advise clients on mortgages, personal guarantees, business finance agreements and property transactions where lenders require separate independent legal advice before funds can be released.
At Briton Solicitors, we understand that arranging a mortgage or business loan can already feel stressful and time sensitive. Our aim is to make the process efficient, straightforward and professionally managed while ensuring every client fully understands the legal implications, responsibilities and financial risks involved before signing any documentation.
Our consultations are confidential, independent and designed to comply with lender requirements while providing clients with practical legal guidance in clear and simple language.
Transparent Fixed Fee Pricing
Clients are provided with a clear fixed fee quotation before booking their appointment. Fees may vary depending on the complexity of the transaction, lender requirements and urgency involved.
| Service | Starting Fee |
|---|---|
| Occupier Consent | £150 Including VAT |
| Gifted Deposit Advice | £150 Including VAT |
| Buy to Let Mortgage Advice | £150 Including VAT |
| Joint Borrower Sole Proprietor | £150 Including VAT |
| Bridging Finance | £150 Including VAT |
| Second Charge Loan | £150 Including VAT |
| Business Loan Guarantee | £150 Including VAT |
| Transfer of Equity | £150 Including VAT |
| Commercial Finance Matters | Quoted Depending on Complexity |
Why Lenders Demand Independent Legal Advice
Royal Bank of Scotland v Etridge
Following this landmark case, lenders are now required to ensure that individuals entering into guarantees, mortgages or financial arrangements fully understand the legal and financial consequences before signing any documents.
This commonly applies where a person is guaranteeing another individual’s borrowing, entering into a mortgage arrangement that financially benefits another party or providing security for a loan.
At Briton Solicitors, our role is to explain the nature and legal effect of the documentation clearly and in plain English. We ensure clients understand the practical implications of signing the agreement, including the possibility of financial liability, repossession proceedings or bankruptcy in serious circumstances.
We also ensure that every client is signing the documentation freely and without pressure or undue influence from any third party. Identity verification procedures are carried out to protect against fraud and comply with lender requirements.
What Is the Concern for the Lender
From the lender’s perspective, Independent Legal Advice acts as an important legal safeguard. Without proper legal advice, a borrower or guarantor may later argue that they did not understand the agreement or were pressured into signing the documents.
The Independent Legal Advice certificate issued by the solicitor provides reassurance to the lender that the individual entered into the agreement willingly, understood the financial implications and received proper legal advice before signing.
Our Process
A fast, secure and professional process designed to meet the speed of modern mortgage and finance transactions.
Why Choose Briton Solicitors
Professional, regulated and experienced in Independent Legal Advice matters across the United Kingdom.
Lenders We Frequently Work With
We deal with all the lenders below… and many more!
HSBC
NatWest
Santander
Halifax
Nationwide
TSB
Virgin Money
Metro Bank
Kent Reliance
Leeds Building Society
Shawbrook Bank
Together
Aldermore Bank
Paragon Mortgages
Precise Mortgages
Skipton Building Society
Royal Bank of Scotland
Scottish Widows Bank
Coventry Building Society
Birmingham Bank
Bath Building Society
First Direct
Yorkshire Building Society
West One Loans
United Trust Bank
Pepper Homeloans
Kensington Mortgages
Foundation Home Loans
Fleet Mortgages
& many more
Frequently Asked Questions
Common questions about Independent Legal Advice.
Can I use the same solicitor as the borrower?
What happens if I do not obtain Independent Legal Advice?
Do you provide Independent Legal Advice for Transfer of Equity matters?
How quickly can an appointment be arranged?
Can the appointment be completed remotely?
What documents will I need for the appointment?
Book an Appointment Today
If you require Independent Legal Advice for a mortgage, guarantee, property transaction or business finance arrangement, Briton Solicitors is ready to assist. Contact us today and move forward with confidence.
